---
title: Authorize.Net SIM
description: Authorize.Net is a world known and trusted payment provider that allows you to accept credit and debit cards in your online store. To use Authorize.Net SIM payment method in your store, you need to ob
---

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# Authorize.Net SIM

[Authorize.Net](https://www.authorize.net/) is a world known and trusted payment provider that allows you to accept credit and debit cards in your online store.

To use Authorize.Net SIM payment method in your store, you need to obtain a [merchant account with Authorize.Net](http://reseller.authorize.net/application/?id=5555901) and configure this payment method in your Control Panel.

#### In this article:

1. [Configure Authorize.Net payment method](https://learn.fcrmedia.ie/knowledge/authorize.net-sim#setup)
2. [Use Authorize.Net in test mode](https://learn.fcrmedia.ie/knowledge/authorize.net-sim#test-mode)
3. [Troubleshooting](https://learn.fcrmedia.ie/knowledge/authorize.net-sim#troubleshoot)

### Configure Authorize.Net payment method

To configure Authorize.Net as your payment method:

1. Obtain a [merchant account with Authorize.Net](http://reseller.authorize.net/application/?id=5555901) or skip this step, if you already have one.
2. Go to your [Control Panel → Payment](https://my.shopsettings.com#payments).
3. Click **Choose Payment Processor** at the bottom of the page.

![](https://learn.fcrmedia.ie/hubfs/Knowledge%20Base%20Import/help.shopsettings.comhcarticle_attachments360004091353authorize-0.png)

1. Select **Credit Card: Authorize.Net SIM** from the drop-down menu.

![](https://learn.fcrmedia.ie/hubfs/Knowledge%20Base%20Import/help.shopsettings.comhcarticle_attachments360004067594authorize-1.png)

1. Enter your <https://account.authorize.net/helpCP/Account/Settings/Security_Settings/General_Settings/API_Login_ID_and_Transaction_Key.htm>and <https://account.authorize.net/help/Account/Settings/Security_Settings/General_Settings/MD5_Hash.htm>.

![](https://learn.fcrmedia.ie/hubfs/Knowledge%20Base%20Import/help.shopsettings.comhcarticle_attachments360004067634authorize-2.png)

1. Select the **Transaction Type**. 
     - **Authorize only**  
       This transaction type will not be sent for settlement until you capture the funds manually in your Authorize.Net merchant account.
     - **Authorize and Capture**  
       This is the most common type of credit card transaction when the amount is sent for authorization, and if approved, is automatically submitted for settlement.
2. When you have entered your account credentials, click **Save**.

### Use Authorize.Net in test mode

If you want to use Authorize.Net in test mode, you need to sign up for a [sandbox account with Authorize.Net](https://developer.authorize.net/hello_world/sandbox/) and enable the test mode for this payment method in your Control Panel.

To configure Authorize.Net in test mode:

1. Obtain a [sandbox account with Authorize.Net](https://developer.authorize.net/hello_world/sandbox/) or skip this step, if you already have one.
2. Go to your [Control Panel → Payment](https://my.ecwid.com#payments).
3. Click **Actions** and then **Account Settings** next to the Authorize.Net payment method.

![](https://learn.fcrmedia.ie/hubfs/Knowledge%20Base%20Import/help.shopsettings.comhcarticle_attachments360004091373authorize-4.png)

1. Enter the credentials of your sandbox account.

1. Click **Advanced settings** and enter *https://test.authorize.net/gateway/transact.dll* as your **Endpoint URL**.
2. Check the option **Enable test mode**.

![](https://learn.fcrmedia.ie/hubfs/Knowledge%20Base%20Import/help.shopsettings.comhcarticle_attachments360004067614authorize-5.png)

1. Click **Save**.

### Troubleshooting

We have collected here the most common errors that you may get, if your Authorize.Net payment is configured incorrectly and how you can solve them.

### Authorize.net FDC Merchant ID or Terminal ID is incorrect

This is a non-store error. It indicates that there is an issue with your Merchant Service Provider that configured up your Authorize.Net account or with your Authorize.Net account itself.

Please report this error to the [Authorize.net customer support](https://support.authorize.net/s/).

### (123) This account has not been given the permission(s) required for this request

Please make sure that you use the correct [API Login ID](https://account.authorize.net/helpCP/Account/Settings/Security_Settings/General_Settings/API_Login_ID_and_Transaction_Key.htm) for Authorize.Net account credentials in your [Control Panel → Payment](https://my.shopsettings.com#payments).

### (99) This transaction cannot be accepted

This error means that the account credentials you entered for Authorize.Net payment method in your Control Panel are not valid.

Please, make that the **Transaction Key** you entered for Authorize.Net payment method in your Control Panel matches the current [Transaction Key](https://account.authorize.net/helpCP/Account/Settings/Security_Settings/General_Settings/API_Login_ID_and_Transaction_Key.htm) in your Authorize.Net merchant account.

### (13) The merchant login ID or password is invalid or the account is inactive

This error means that the account credentials you entered for Authorize.Net payment method in your Control Panel are not valid.

Please, make that the credentials you entered for [Authorize.Net payment method](https://learn.fcrmedia.ie/knowledge/authorize.net-sim#setup) in your Control Panel match with your live Authorize.Net merchant account.

If you use a sandbox account, ensure that is [configured correctly](https://learn.fcrmedia.ie/knowledge/authorize.net-sim#test-mode).

### (14) The referrer, relay response or receipt link URL is invalid

This error means that the [Relay Response/Receipt URL](https://account.authorize.net/help/Account/Settings/Transaction_Format_Settings/Transaction_Response_Settings/Response_Receipt_URLs.htm) in your Authorize.Net merchant account doesn’t match the **Relay Response/Receipt URL** sent by with the transaction details.

Please, edit the **Relay Response/Receipt URL** in your Authorize.Net merchant account:

1. Log in to your [Authorize.net merchant account](https://account.authorize.net/).
2. Go to the **Receipt/Response URLs** page.
3. Click **Add URL**.
4. Enter *https://app.shopsettings.com/authorizenet/STORE\_ID* (where *STORE\_ID* is the [ID of your account](https://help.shopsettings.com/hc/en-us/articles/213303689)) to the **URL** field.
5. Click **Submit**.

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